Billing is done by Memorial Hospital at Gulfport (MHG). After the visit, the billing department at Memorial Hospital reviews the health records and submits charges to the insurance companies based primarily on the level of complexity of the condition. A copayment may be due at the time of the visit, depending on your insurance plan. Self-pay individuals are expected to make an estimated payment upfront. However, no one shall be declined a doctor visit at our clinic because they can’t pay at the time of the visit. After the visit Payment arrangements can be made with the hospital before or after the doctor’s visit.